Expand Your Portfolio Without Personal Income

Industry-Leading Fix and Flip Loan Program

No tax returns, no DTI calculations – just faster closings and greater opportunities.

I Consent to Receive SMS Notifications, Alerts & Occasional Marketing Communication from company. Message frequency varies. Message & data rates may apply. Text HELP to (XXX) XXX-XXXX for assistance. You can reply STOP to unsubscribe at any time.

With 13+ years of experience as a real estate investor, I specialize in helping investors access Private Money Loans in order to scale efficiently. You can take the first step for your next Rehab, DSCR Purchase or Refinance, Bridge, Second Mortgage Cash Out, and Ground Up Construction Loan right here on this page by filling out the questionnaire above. Based in Charlotte, NC, I offer creative solutions and multiple loan types primarily in North Carolina and surrounding states, with loans available in 47 states.

Whether you’re a flipper, landlord or builder, I invite you to apply for a loan and join one of my evening webinars designed to help you navigate the real estate market with confidence.

For those interested in transactional funding, business credit or credit stacking consultation, please reach out via email or phone to inquire about what solutions will best fit your needs.

I proudly work with referrals and look forward to helping you achieve your real estate goals.

Frequently Asked Questions

What documents do I need to apply for a mortgage?

You’ll typically need proof of income, bank statements, tax returns, and credit information. Specific requirements may vary by lender.

How much can I borrow for my mortgage?

Your borrowing amount depends on your income, credit score, down payment, and debt-to-income ratio. A pre-approval can give you a clearer estimate.

What’s the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a steady interest rate throughout the term, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate after an initial fixed period.

How long does the mortgage approval process take?

The timeline can vary but generally takes 30-45 days, depending on factors like document verification, appraisals, and lender-specific processes.

Testimonials

From start to finish, the mortgage process was seamless. The team provided clear guidance, answered all my questions, and helped me secure a fantastic rate. I felt confident and supported every step of the way!

— Mark T.

Working with this lender made my refinancing process so easy! Their transparent approach and personalized options were exactly what I needed. I’m now saving money each month, and the entire experience was stress-free.

— Sarah J.

Get In Touch

Hours

Mon – Sat 9:00am – 8:00pm

Sunday – CLOSED

Phone

Charlotte, NC, USA

Location: Charlotte NC

Call (910) 489-1332

Site: accessprivateloans.com

© Copyright Asia Whited's Account 2025. All rights reserved.